As a primary user, you are the administrator responsible for managing your online express banking service. As an administrator, you have access to all registered bank accounts and online banking services. The administrator may, at his sole discretion, create and authorize others to act as Express Online Banking users by providing an authorization application form. The administrator can add, delete or change a user`s access authorities, including the accounts and services they can access and the dollar amount of transactions they are allowed to process. The designation of an authorized user allows access to Express Online Banking and does not change the ownership or right of those users to act on your behalf by other means (for example. B on a branch site). For more information on Express Online Banking and other fees, see a separate pricing plan. If you have an FSB line of credit, you will receive a financing fee for all cash advances granted on your credit line, as indicated in your credit you signed when you opened your credit line. These fees may change on our part.
Your deposit account (s) may be subject to certain minimum balance requirements to avoid monthly maintenance fees. You will find more information in the disclosures of the truth in the parts that were given to you when you opened your account, or you can get an additional copy by contacting us directly. E-mail communication on the internet is not considered a safe form of communication. If you request a bank account, you agree to contact FSB electronically via the secure email function in Express Online Banking. You also agree that any notification we provide to you regarding your online bank accounts, including any disclosure or other information that must be disclosed in writing under applicable law, may be communicated to you electronically and that these electronic communications are made instead of a written notification. This includes electronically transmitting changes to information that affects your use of Express Bank Online. You can print a copy of these messages using the “Print” function of your web browser software. You can also request a paper copy at any time by contacting Fulton Savings Bank directly. If your online password has been compromised and you send us within two (2) business days after learning of the loss or theft, you cannot lose more than $50 if someone has used your online password without your permission to access a Fulton Savings bank deposit account.